Unlock Business Capital with NPP

Need funds to grow your business? At NPP, we make it simple and fast to fuel your next step—whether it’s purchasing equipment, hiring staff, buying inventory, or launching marketing.

Why Choose NPP Business Capital?

Fast Funding When You Need It

Get access to working capital in as little as 24 hours, so you can act quickly when opportunity strikes.

Flexible Financing Options

Choose from term loans, lines of credit, or receivables advances—tailored to your business needs.

Simple and Transparent Terms

No hidden fees, confusing fine print, or surprise repayment schedules—just clear, honest financing.

Easy Qualifications

We work with businesses doing $10K+ in monthly revenue, even if your credit score is as low as 550.

Performance-Based Repayment

Repay through a fixed percentage of your daily card sales—flexible with your cash flow.

Our Funding Options

Term Loan

Term Loan

  • Get up to $10M
Receivables Advance

Receivables Advance

  • Financing up to $750K
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Line of Credit

  • Revolving credit up to $10M

How It Works?

apply

Apply in Minutes

Complete a short online form—there’s no impact on your credit score.

Evaluate

Review Funding Offers

Choose from available loan amounts, terms, and repayment types with the help of our Capital Specialists.

Fund

Receive Funds Fast

Once approved, capital is deposited directly into your business account—sometimes by the next business day.

repayment

Repay with Ease

We deduct a percentage of your daily credit/debit card sales, so you never worry about fixed due dates or missed payments.

Grow

Get Instant Pre-Approval

Our system reviews your processing history to quickly determine eligibility.

business expansion due to business capital

Benefits at a Glance

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Support

Dedicated guidance through the 1099-K reporting process
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Speed

Funds delivered within 1–2 business days
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Simplicity

No fixed payments—repayment matches your sales
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Accessibility

Qualify even with credit blemishes

Real Results from Real Partners

Frequently Asked Questions

What is business financing?

Business financing gives companies access to capital they can use for working capital, growth, equipment, expansion, inventory, renovations, or other business needs. The goal is to help business owners move forward with the right funding structure instead of relying on a one-size-fits-all option.

Our platform can support a range of funding options, including term loans, business lines of credit, revenue-based financing, SBA loans, equipment financing, commercial real estate financing, and other marketplace-based funding solutions. That gives businesses more flexibility to find a program that fits their timeline, cash flow, and goals.

Available amounts depend on the financing product and qualifications. Funding solutions typically range as low as $5,000 and reaching up to $25,000,000.

Approval speed depends on the product, but many applicants can receive a decision within 1–3 business days, and in some cases funds may be available as early as the next business day. For some direct funding programs you can get your financing in as little as 24–48 hours. That can make a big difference when timing matters.

Business financing can be used for a wide range of needs, including working capital, expansion, inventory, equipment purchases, restructuring, partner buyouts, and property-related investments, depending on the funding type. The right program should support what your business is trying to accomplish now, while leaving room to grow.

Direct funding is typically designed for speed and simpler short-term capital needs, while marketplace financing can open the door to larger amounts, longer terms, and a wider range of structures. That means businesses can compare more than one path instead of being limited to a single product. Fortunately we offer both.

Yes. Our business capital platform allows businesses to compare offers side by side and review multiple funding structures. This can help business owners choose an option that better matches their cash flow and business goals rather than rushing into the first offer available.

Approval depends on the program, but common underwriting factors include time in business, monthly revenue, credit profile, financial documentation, and in some cases equity position for specific products like business-purpose HELOCs. Most programs also require 3–6 months of business bank statements and basic company information.

No. Some financing options are built for immediate working capital, but we also offer longer-term solutions for growth, equipment, real estate, and larger strategic projects. Depending on the product, terms can range from shorter repayment schedules to long-term structures for major investments.

Some programs may be more accessible than others depending on your time in business and revenue profile. Because the platform includes multiple funding structures, businesses may have more than one possible path to explore. That can be helpful when one financing type is not the right fit but another may be.

No. One of the advantages of the platform is that it is built to present multiple funding paths rather than forcing every business into a single product like banks do. That gives you a better chance of finding a financing option that fits your situation, whether you need speed, flexibility, larger funding amounts, or longer repayment terms.

Yes. Rates, fees, and terms are outlined in the funding agreements and disclosures provided after approval. That helps business owners review the offer clearly before making a decision.

Business financing can help a wide range of businesses, from companies that need short-term working capital to established operations pursuing expansion, acquisitions, equipment purchases, or real estate opportunities. The biggest benefit is having access to options that can be matched to the size and purpose of the funding need.

The right option depends on how much capital you need, how quickly you need it, your revenue profile, and what the funds will be used for. Our flexible financing platform makes that process easier by giving you access to multiple structures instead of a single yes-or-no path.

We'd Love to Hear From You!

Tell us about your business and what financing options you are looking for.