Countertop, tableside, and POS payment solutions for retail, restaurants, QSR, and salons.
Accept payments anywhere with handheld terminals, card readers, and Tap to Pay on supported devices.
Send invoices, accept online payments, and support virtual terminal and ecommerce transactions.
Speed up ordering and checkout with self-service kiosk solutions for restaurants and quick service businesses.
Support donations, giving campaigns, and nonprofit payment processing with tools built for churches and charities.
Take payments on-site with mobile solutions built for home services, contractors, repair teams, and field technicians.
Eliminate 100% of processing costs with compliant zero fee options, including dual pricing and true cash discount programs.
Keep pricing simple with predictable flat rate credit card processing built for straightforward predictable monthly billing.
Fast batch funding options that help eligible businesses access deposits as early as the next business day.
Speed up cash flow with funding options for businesses that batch out in the middle of the night and early mornings.
For eligible merchants, Instant Funding offers the fastest option, giving you access to available same-day card sales within about 30 minutes of your request.
Offer customer financing for small business purchases with flexible payment options that can help improve approvals and increase sales.
Access small business funding solutions designed to support cash flow, growth, equipment, expansion, and working capital needs.
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Since 1990, National Payment Processing has helped over 55k merchants cut fees, protect margins, and grow.

Your point-of-sale shows customers two clear prices—one for cash, one for card. No calculations, no math involved.

Customers see both prices right on the screen and choose what works for them. Simple, transparent pricing with no added fees.

Our system handles everything automatically. Just tap 'cash' or 'card' and you're done. That's all there is to it.

Card prices cover processing costs, cash prices don't. So you keep 100% of your profit no matter how they pay. At month end you’ll have paid 0% + $0.00 per transaction!
You already earned the sale—why tip your processor a few percent extra on every swipe? With NPP’s zero processing fee credit card programs, your listed prices already include the cost of accepting cards. At checkout, customers see their options and choose between a cash price and a card price, so your business pays zero in processing fees on those transactions.
Good for: Simple signage, fast rollout, and businesses that want one main price everywhere.
You have options: Stripe, Square, PayPal, flat-rate processors, and local banks. Most small businesses end up paying an effective rate of 3–7% once all “simple” flat rates and per-transaction fees are added in. NPP is built to eliminate those costs with programs designed specifically for credit card processing for small to medium sized businesses.

Stop sharing 3–7% of your revenue with processors each month. Our zero fee, dual pricing, and cash discount options are built to pass costs to card users while keeping your relationship with them intact.

If at any time the zero fees program doesn’t meet you expectations, we’ll be happy to switch you back to an interchange-plus or flat-rate pricing program that usually beat big-brand effective rates, so you’re still saving.

Terminals, POS, and mobile options for in-store, curbside, and field service payments, without massive hardware buys. This simple step should show how much we are invested in your growth!

Access POS, online payments, invoicing, business capital, customer financing, gift cards & loyalty rewards. All under one roof as you grow.
Zero Fee, dual pricing credit card processing works best for the following small to
mid-size businesses where average tickets are over $20 and margins matter.
Own your own POS? We’ll check if it’s compatible first. If not, we have the best pos systems for small businesses that want the best credit card processing experience without all the fees.

We’ll program your equipment so it’s ready to plug in and use immediately.

Our terminals are really easy to use, but did give you the extra peace of mind, we’ll help you and your staff to become experts on your new POS.

If your terminal fails, and tech support can’t get it up and running we’ll ship out a free replacement at no added cost to you.

Our customer support prides itself in answering your calls in under 10 seconds! Does that work for you?

Give your customers more buying power with flexible payment options. Watch your average ticket size grow while building lasting customer relationships.

Fuel your business growth with access to business capital. When you partner with NPP you get access to special perks: need a merchant cash advance to cover payroll or an SBA loan to expand? We’ve got you covered with Titan Capital.

Boost sales and customer satisfaction with integrated physical or digital gift card and loyalty program features. Right from within your POS dashboard.

Whether you prefer Next-Day, Same-Day, or Instant Funding, our merchant services ensure your batches are deposited on your schedule, giving you lightning-fast access to your daily sales.